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Affirm - Instalment PaymentsUpdated 5 months ago

What is Affirm?

Affirm is a third party payments solution we have partnered with in order to provide online customers with a flexible payment option. When customers choose to pay using Affirm they pay in 4 equal bi-weekly instalments with no interest.

How do I use Affirm?

  • Add items to your cart as usual, and select Affirm as your payment method at Checkout.
  • Complete Affirm's easy online application and pay for your first instalment using your credit card.
  • Confirm your details with Affirm and return to Poppy Barley to complete your order. We'll process and ship your order as usual.
  • Pay in 4 bi-weekly payments to Affirm while you enjoy your new item!

How do I make my payments?

Affirm will help you set up convenient, pre-authorized payments every two weeks via your Visa or Mastercard.

Does Affirm check my credit?

No, your approval is based on the ability to process the first payment on your credit card.

Are there any limits on how much I can spend with Affirm?

Affirm financing is not available for orders under $100 or over $1100.

Who can apply for an Affirm payment plan?

Affirm payment plans are available to Canadian permanent residents or citizens - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 years of age (BC, NB, NF, NT, NS, NU, YK).

Can I use Affirm to pay for only part of my purchase?

Affirm financing is applied to your entire order.

Can I prepay my outstanding Affirm balance?

Yes, all Affirm payment plans can be prepaid at any time .

How do I contact Affirm regarding my account?

You can contact them by calling or emailing their customer service team.

I was not able to complete an Affirm transaction. What happened?

This is likely because there was no room to clear the first payment on the credit card provided.

How do returns work if I paid using Affirm?

Purchases made using Affirm financing are subject to Poppy Barley's standard return policy. Any returns will be processed by Poppy Barley, and your Affirm loan balance will be reduced or cancelled accordingly. Purchases made with return cannot be returned to gift cards or exchanged. Any payments that have been made will be refunded to you by Affirm.

*All transactions are subject to approval by Affirm. Estimated monthly payment amount excludes taxes and shipping.

Full Affirm Lending Disclosure

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR.

Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards.

Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.

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